Terms & Conditions

TERMS OF SERVICE AGREEMENT

PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY. BY USING THIS WEBSITE YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.

This Terms of Service Agreement (the “Agreement”) governs your use of this website, https://www.rupeeiq.com (the “Website”), owned by Lime Internet Pvt Ltd, a company registered under provisions of the Indian Companies Act, [Pursuant to sub-section (2) of section 7 of the Companies Act, 2013 and rule 8 of the Companies (Incorporation) Rules, 2014], having its corporate office at 522, Level 5, JMD Regent Square, MG Road, Gurgaon -122002, (hereinafter referred to as “LIPL”).

This Agreement includes, and incorporates by this reference, the policies and guidelines referenced below. LIPL reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this Website. LIPL will alert you that changes or revisions have been made by indicating on the top of this Agreement the date it was last revised.

The changed or revised Agreement will be effective immediately after it is posted on this Website. Your use of the Website following the posting any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions. LIPL encourages you to review this Agreement whenever you visit the Website to make sure that you understand the terms and conditions governing use of the Website. This Agreement does not alter in any way the terms or conditions of any other written agreement you may have with LIPL for other products or services. If you do not agree to this Agreement (including any referenced policies or guidelines), please immediately terminate your use of the Website. If you would like to print this Agreement, please click the print button on your browser toolbar.

I. WEBSITE

Content; Intellectual Property; Third Party Links.

The Website offers information, content and tools related to personal finance. This Website also offers information, both directly and indirectly through links to third-party websites, about financial products and services. LIPL does not always create the information offered on this Website; there is also information and content that is gathered from other sources. To the extent that LIPL does create the content on this Website, such content is protected by intellectual property laws of the India, foreign nations, and international bodies. Unauthorised use of the material may violate copyright, trademark, and/or other laws. You acknowledge that your use of the content on this Website is for personal, noncommercial use.

Any links to third-party websites are provided solely as a convenience to you. LIPL does not endorse the content on any such third-party websites. LIPL is not responsible for the content of or any damage that may result from your access to or reliance on these third-party websites. If you link to third-party websites, you do so at your own risk. 

Use of Website; LIPL is not responsible for any damages resulting from use of this website by anyone. You will not use the Website for illegal purposes. You will (1) abide by all applicable local, state, national, and international laws and regulations in your use of the Website (including laws regarding intellectual property), (2) not interfere with or disrupt the use and enjoyment of the Website by other users, (3) not resell material on the Website, (4) not engage, directly or indirectly, in transmission of “spam”, chain letters, junk mail or any other type of unsolicited communication, and (5) not defame, harass, abuse, or disrupt other users of the Website

You may not copy, reproduce, transmit, distribute, or create derivative works of such content or information on the Website without express written authorization from LIPL or the applicable third party (if third party content is at issue). The logos and the design of the website, and the software and other tools on this website are owned by LIPL unless otherwise stated explicitly, and they should not be used in any manner without the express written permission of LIPL.

Posting: By posting, storing, or transmitting any content on the Website, you hereby grant LIPL a perpetual, worldwide, non-exclusive, royalty-free, assignable, right and license to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit and assign such content in any form, in all media now known or hereinafter created, anywhere in the world. LIPL does not have the ability to control the nature of the user-generated content offered through the Website. You are solely responsible for your interactions with other users of the Website and any content you post.

LIPL is not liable for any damage or harm resulting from any posts by or interactions between users. LIPL reserves the right, but has no obligation, to monitor interactions between and among users of the Website and to remove any content LIPL deems objectionable.

II. DISCLAIMER OF WARRANTIES

YOUR USE OF THIS WEBSITE AND/OR ANY PRODUCTS OF FEATURES OF THIS WEBSITE ARE AT YOUR SOLE RISK. THE WEBSITE AND PRODUCTS ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS. LIPL EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH RESPECT TO THE PRODUCTS OR WEBSITE CONTENT, OR ANY RELIANCE UPON OR USE OF THE WEBSITE CONTENT OR PRODUCTS.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, LIPL MAKES NO WARRANTY:

THAT THE INFORMATION PROVIDED ON THIS WEBSITE IS ACCURATE, RELIABLE, COMPLETE, OR TIMELY.

THAT THE LINKS TO THIRD-PARTY WEBSITES ARE TO INFORMATION THAT IS ACCURATE, RELIABLE, COMPLETE, OR TIMELY.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THIS WEBSITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. 

REGARDING ANY PRODUCTS PURCHASED OR OBTAINED THROUGH THE WEBSITE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

III. LIMITATION OF LIABILITY

 LIPL WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH THIS AGREEMENT OR THE PRODUCTS IN ANY MANNER, INCLUDING LIABILITIES RESULTING FROM (1) THE USE OR THE INABILITY TO USE THE WEBSITE CONTENT OR PRODUCTS; (2) THE COST OF PROCURING SUBSTITUTE PRODUCTS OR CONTENT; (3) ANY PRODUCTS PURCHASED OR OBTAINED OR TRANSACTIONS ENTERED INTO THROUGH THE WEBSITE; OR (4) ANY LOST PROFITS YOU ALLEGE.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

IV. INDEMNIFICATION

You will release, indemnify, defend and hold harmless LIPL and any of its contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys’ fees and expenses, of third parties relating to or arising out of (1) this Agreement or the breach of your warranties, representations and obligations under this Agreement; (2) the Website content or your use of the Website content; (3) the Products or your use of the Products (4) any intellectual property or other proprietary right of any person or entity; (5) your violation of any provision of this Agreement; or (6) any information or data you supplied to LIPL. When LIPL s threatened with suit or sued by a third party, LIPLmay seek written assurances from you concerning your promise to indemnify LIPL; your failure to provide such assurances may be considered by LIPL to be a material breach of this Agreement. LIPL will have the right to participate in any defense by you of a third-party claim related to your use of any of the Website content or Products, with counsel of LIPL choice at its expense. LIPL will reasonably cooperate in any defense by you of a third-party claim at your request and expense. You will have sole responsibility to defend LIPL against any claim, but you must receive LIPL’s prior written consent regarding any related settlement. The terms of this provision will survive any termination or cancellation of this Agreement or your use of the Website or Products.

V. PRIVACY

LIPL believes strongly in protecting user privacy and personal information. Please refer to LIPL’S privacy policy, incorporated by reference herein, that is posted on the Website.

VI. AGREEMENT TO BE BOUND

By using this Website, you acknowledge that you have read and agree to be bound by this Agreement and all terms and conditions on this Website. 

VII. GENERAL

Force Majeure. LIPL will not be deemed in default hereunder or held responsible for any cessation, interruption or delay in the performance of its obligations hereunder due to earthquake, flood, fire, storm, natural disaster, act of God, war, terrorism, armed conflict, labor strike, lockout, or boycott.

Cessation of Operation. LIPL may at any time, in its sole discretion and without advance notice to you, cease operation of the Website and distribution of the Products.

Entire Agreement. This Agreement comprises the entire agreement between you and LIPL and supersedes any prior agreements pertaining to the subject matter contained herein.

Effect of Waiver. The failure of LIPL to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

VIII. JURISDICTION

This Agreement will be governed by the laws of the State of Delhi, India, without regard to its conflict of law principles to the contrary. Neither you nor LIPL will commence or prosecute any suit, proceeding or claim to enforce the provisions of this Agreement, to recover damages for breach of or default of this Agreement, or otherwise arising under or by reason of this Agreement, other than in courts located in State of Delhi. By using this Website, you consent to the jurisdiction and venue of such courts in connection with any action, suit, proceeding or claim arising under or by reason of this Agreement. You hereby waive any right to trial by jury arising out of this Agreement and any related documents.

Statute of Limitation. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or Products or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Waiver of Class Action Rights. BY ENTERING INTO THIS AGREEMENT, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHER IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTION WITH THIS AGREEMENT MUST BE ASSERTED INDIVIDUALLY.

IX. TERMINATION

LIPL reserves the right to terminate your access to the Website if it reasonably believes, in its sole discretion, that you have breached any of the terms and conditions of this Agreement. Following termination, you will not be permitted to use the Website and LIPL may, in its sole discretion and without advance notice to you, cancel any outstanding orders for Products. If your access to the Website is terminated, LIPL reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Website. This Agreement will survive indefinitely unless and until LIPL chooses, in its sole discretion and without advance to you, to terminate it.

Domestic Use. LIPL makes no representation that the Website or Products are appropriate or available for use in locations outside India. Users who access the Website from outside India do so at their own risk and initiative and must bear all responsibility for compliance with any applicable local laws.

Assignment. You may not assign your rights and obligations under this Agreement to anyone. LIPL may assign its rights and obligations under this Agreement in its sole discretion and without advance notice to you.

Customer Solicitation: Unless you notify our third party call center reps or direct LIPL sales reps, while they are calling you, of your desire to opt out from further direct company communications and solicitations, you are agreeing to continue to receive further emails and call solicitations from LIPL and its designated in house or third party call team(s).  

Opt Out Procedure: You may use the opt out link found in any email solicitation that you may receive. You may also choose to opt out, via sending your email address to: [email protected].

Proprietary Rights. LIPL has copyright over the content and other information posted on the website, unless otherwise stated. You may not copy, reproduce, resell or redistribute any content posted on this Website. LIPL also has rights to all trademarks and trade dress and specific layouts of this webpage, including calls to action, text placement, images and other information.

BY USING THIS WEBSITE OR ITS OTHER PRODUCTS, YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.