Retirement Archives - Page 2 of 9

November 22, 2019

5 risks you need to account for in your retirement planning

Thanks to better lifestyle and higher life expectancy, you may need to add more money to your retirement kitty.

November 22, 2019

NPS can invest in overnight funds, and all such short duration funds mandated by SEBI: PFRDA

Overnight funds are mutual fund schemes with money market securities having a maturity of 1 day. In liquid mutual funds, maturity is of up to 91 days

November 15, 2019

How to de-risk investments when you retire

Here’s a primer on how to redirect your investments so that you have the right portfolio during your retired years

November 5, 2019

4 things to remember when you repay home loan with provident fund money

Pay attention to the cost of the home loan after adjusting for income tax benefits; EPF subscribers above 50 years of age should avoid using PF meant for retirement to repay the home loan

October 30, 2019

Overseas Citizens of India can now invest in NPS

With the latest development, any Indian citizen, resident or non-resident and OCIs are eligible to join NPS till the age of 65 years

October 16, 2019

Retiring in 5 years? 4 things you must know today

Get a good estimate of the money required to survive for 20-25 years; now is the time for course correction if you are off-track

October 3, 2019

7 options to build risk-free income stream after retirement

One of the most common questions by readers of RupeeIQ is ‘how to generate risk-free income after retirement’. We list out seven options where you can earn regular scheme without worrying about risk to capital

September 25, 2019

News roundup: Pay health insurance premium as EMIs, PF interest at 8.65% notified, insurance firms get flexibility to fix premium

Here is a round up of key developments in insurance, home loans, and employee provident fund

September 18, 2019

Premature exit from NPS and certain retirement insurance plans may not be easy; Be mindful of this before you commit

We agree these products are good from a cost and return perspective. But, the mandatory annuity purchase is what makes them less flexible

September 18, 2019

Festival cheer for PF holders with EPFO set to credit 8.65% interest in over 6 crore EPFO accounts

Once the proposal is okayed by the Finance Ministry, which is expected soon, the EPFO would credit the interest amount at 8.65% rate in subscriber accounts as against 8.55% earlier

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