Insurance Articles

Mutual funds ULIP
December 26, 2019
ULIP review: How well do Max Life’s equity funds fare against peers

Returns of Max Life largecap ULIP equity funds look better than its midcap fund in the 1 year and 3 year period

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Health insurance
December 10, 2019
Review: ManipalCigna Super Top Up Health Insurance Plan

With guaranteed bonus sum insured and deductible benefits, this is a top up health insurance plan that might be worth looking at

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LIC Tech-Term
December 2, 2019
Insurance review: LIC’s Tech-Term, a new online term insurance plan

The plan is available through the online application process only and no intermediaries are involved

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Zero dep insurance
November 26, 2019
IRDAI panel recommends zero depreciation for new private cars up to first three years in own damage cover

An IRDAI Working Group has recommended that for brand new private cars up to 3 years the Sum Insured in OD cover will represent the current day on-road price of the vehicle insured

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Mosquito insurance
November 20, 2019
Buying insurance cover for vector-borne diseases? Here is the fine print you need to know

Insurers like Bajaj Allianz, HDFC Ergo and IFFCO Tokio have launched ‘mosquito insurance’ covers. Here are riders and caveats you should know

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SBI Life ULIP performance
November 19, 2019
SBI Life ULIP funds review: A mixed bag in terms of benchmark outperformance

The relatively new midcap fund is an exception; rest have to play catch-up to live up to ULIP’s ‘long-term investment’ tag

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Bajaj Allianz ULIPs
November 13, 2019
Bajaj Allianz Life ULIP funds: Most of actively managed equity schemes beat benchmark in 5-year period

In short term, like in 1, 2 & 3 yr periods, none of the actively managed largecap ULIP funds was able to beat Nifty 50, but ULIP is about long term investing

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Stop sale
November 7, 2019
Why has regulator IRDAI stopped Reliance Health Insurance from selling new policies

Reliance Health Insurance commenced operations in October 2018 but has not been able to maintain the required solvency margin since June 2019

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Organ donor insurance
November 6, 2019
How to get health insurance to cover organ donation expenses

Both the donor and the donee have to undertake significant expenses before and after the donation. Does health insurance cover organ donation related expenses? Let us find out

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Term insurance
November 5, 2019
Insurance review: Aegon Life’s new ‘iTerm’ offers affordable premiums, 100 years coverage, and dual protection option

Discount on renewal premium from second policy year onwards for life assured who quit smoking after declaring smoker status on policy inception

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