Insurance Articles

November 4, 2020
Here are the top-performing equity ULIPs of 2020 so far

Though mutual funds have emerged as a popular retail oriented investment tool, ULIPs are the original ‘prodigal son’ and have undergone multiple changes over the years to become more investor-friendly

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October 22, 2020
ULIP review: How Kotak Life’s equity funds stack up against benchmark, peers

With over a decade history, Kotak Classic Opportunities Fund and Kotak Frontline Equity are flagship products and offered to investors as investment options across various unit-linked insurance schemes

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Term insurance
October 20, 2020
Saral Jeevan Bima: Decoding the standard individual term cover designed by IRDAI

A no-frills term insurance product, Saral Jeevan Bima is expected to offer a standard life cover upto Rs 25 lakh and for people upto 70 years of age

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Health policy
October 14, 2020
Now you can renew, port COVID specific standard health insurance policies

Earlier, renewability, migration and portability were not applicable to these products

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Health insurance
September 22, 2020
Health insurance policy guidelines set to change from Oct 1; what you should know

All existing health insurance products that are not in compliance with these guidelines shall not be offered and promoted from 1st October, 2020 onwards

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Auto insurance
August 24, 2020
Valid pollution control certificate required for vehicle insurance renewal

IRDAI clarifies not having a valid PUC certificate at the time of accident cannot be a reason for denying claim, but a valid PUC is necessary at the time of renewal of the policy

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Insurance riders
June 16, 2020
Are disability riders worth buying along with a term insurance plan?

Only a permanent disability due to an accidental injury is considered; also the disability benefit nature differs across plans and so one should understand the benefit before adding that rider to term plan

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Health insurance
June 14, 2020
What to look for when you buy top-up health insurance

The coronavirus scare has made families realise that a larger sum insured for health insurance policy is required for hospitalisation; the most cost-effective way of widening coverage is by buying a top-up cover over and above the base policy

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June 8, 2020
ULIP review: How well do Tata AIA Life’s equity funds fare against peers

Our study showed that the Whole Life Mid Cap Equity Fund and Large Cap Equity Fund have done well against benchmark as well as ULIP fund peers across various point to point time-periods

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Sampath Reddy, CIO, Bajaj Allianz
April 30, 2020
‘Investments made in challenging times have been rewarding over medium to long term’: Sampath Reddy, CIO, Bajaj Allianz Life

Reddy said he is positive on FMCG sector and bullish on pharma; he also likes IT sector and select private financials

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