Term Insurance Articles

Insurance riders
June 16, 2020
Are disability riders worth buying along with a term insurance plan?

Only a permanent disability due to an accidental injury is considered; also the disability benefit nature differs across plans and so one should understand the benefit before adding that rider to term plan

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Term insurance T and C
December 26, 2019
Term insurance: Pay more attention to death claim amount paid settlement ratio

Looking at the percentage of claims settled by the benefit amount is more crucial when you are buying a term insurance plan

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LIC Tech-Term
December 2, 2019
Insurance review: LIC’s Tech-Term, a new online term insurance plan

The plan is available through the online application process only and no intermediaries are involved

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Term insurance
November 5, 2019
Insurance review: Aegon Life’s new ‘iTerm’ offers affordable premiums, 100 years coverage, and dual protection option

Discount on renewal premium from second policy year onwards for life assured who quit smoking after declaring smoker status on policy inception

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Bajaj Life Insurance and Health Policy
April 25, 2019
Bajaj Allianz Total Health Secure Goal combines both life and health insurance; should you consider buying?

The combi product offers two policies Health Guard and Bajaj Allianz iSecure as part of this combo solution at a 5% discount on total premium paid; We review the policy

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ICICI Bank FD Xtra
February 12, 2019
Review: ICICI Bank FD Xtra, fixed deposits with a twist

FD Xtra is a multi-headed fixed deposit scheme with several sub-products like FD Life, FD Invest, FD Income, and FD Card

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Term insurance cover
January 21, 2019
ICICI Pru iProtect Smart offers term insurance cover upto 99 years

Here is a term insurance policy combined with critical illness riders that give cover upto 99 years. We examine

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October 8, 2018
Policy review: ICICI Prudential iCare 2, simply a term insurance cover

The policy has no maturity value if you survive the term and, in return, its premiums are extremely low

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SIP with insurance
September 7, 2018
Mutual funds offering free life insurance with SIP. What is it?

You have seen ULIPs, where insurance is clubbed with investment. Now, there are SIPs clubbed with life insurance

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