The fund comes with four different investment plans, five year lock-in and automatic switch between different investment plans without lock-in or entry/exit loads
The government announced key changes in NPS making withdrawal entirely tax free, hiking equity limits, and also bringing it under Section 80C for govt employees
Retirement planning has been made complex by the rising healthcare costs and a consumption economy funded by EMIs, leaving very little for retirement savings
The lack of saving is likely linked to low knowledge of how much money is needed in retirement, as well as many prioritising their immediate financial needs over for retirement
You can calculate your EMIs, FD returns, RD returns and SIP growth using our free calculators. You can also figure out how much you need to save for specific goals or retirement.
The EPFO has mandated that withdrawal claims above Rs 10 lakh and EPS claims above Rs 5 lakh should be made online
Financial planners typically assume a lifespan extending up to the age of 85
We do the calculations for you with certain basic lifestyle assumptions. Take a look
Set your goals and stay focused, because making money is a marathon and not a 100-meter race.
You can contribute 8.33% of your salary to the Employee’s Pension Scheme even if it exceeds Rs 15,000 per month. This can result in a much larger pension
