Life Insurance Articles

Sampath Reddy, CIO, Bajaj Allianz
April 30, 2020
‘Investments made in challenging times have been rewarding over medium to long term’: Sampath Reddy, CIO, Bajaj Allianz Life

Reddy said he is positive on FMCG sector and bullish on pharma; he also likes IT sector and select private financials

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ulip
April 7, 2020
Insurers asked to extend maturity by 5 years for ULIPs maturing upto May 31; what you need to know

Also, 30-day grace period given for life insurance policies whose premiums fall due in March and April 2020

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Health policy
February 28, 2020
IRDAI forms panel to study whether life insurance cos can offer indemnity-based health insurance products

These health policies will be indemnity-based where the insured is reimbursed the actual expense incurred during hospitalisation up to sum insured

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Insurance porting
January 14, 2020
How to port your health insurance policy

Not happy with your health insurance policy or insurer? You can port your policy to another insurer. Here’s how to do it.

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Annuity plans
January 8, 2020
Canara HSBC OBC Life’s Pension4life: Competitive annuity rates, incentives for high value purchase

Ideal for retired or those nearing retirement; the customer gets as many as 7 annuity options to choose from including reverse mortgage with banks

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Term insurance T and C
December 26, 2019
Term insurance: Pay more attention to death claim amount paid settlement ratio

Looking at the percentage of claims settled by the benefit amount is more crucial when you are buying a term insurance plan

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Mutual funds ULIP
December 26, 2019
ULIP review: How well do Max Life’s equity funds fare against peers

Returns of Max Life largecap ULIP equity funds look better than its midcap fund in the 1 year and 3 year period

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LIC Tech-Term
December 2, 2019
Insurance review: LIC’s Tech-Term, a new online term insurance plan

The plan is available through the online application process only and no intermediaries are involved

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Term insurance
November 5, 2019
Insurance review: Aegon Life’s new ‘iTerm’ offers affordable premiums, 100 years coverage, and dual protection option

Discount on renewal premium from second policy year onwards for life assured who quit smoking after declaring smoker status on policy inception

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