IRDAI Articles

Stop sale
November 7, 2019
Why has regulator IRDAI stopped Reliance Health Insurance from selling new policies

Reliance Health Insurance commenced operations in October 2018 but has not been able to maintain the required solvency margin since June 2019

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Health insurance
October 1, 2019
IRDAI: Exclusions in medical insurance now standardised, each insurer with own rules can’t trouble customers

The regulator has advised all the health insurers to update and include the suggested changes in existing products by 1st Oct, 2020; watch out the impact on premium rates

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Car insurance
September 10, 2019
Soon your motor insurance premium could depend on whether you follow traffic rules

IRDAI forms a working group to examine the establishment of a system of linking of motor insurance premium with traffic violations

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May 21, 2019
IRDA proposes hike in third party motor insurance rates for small and mid-sized cars, two-wheelers

The hike has been decided based on the claims paid data of the last seven years. This will increase the overall premium by around 15% for small and mid-sized cars and two-wheelers

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Health policy
February 20, 2019
IRDAI proposes ‘standardised health insurance’; what it means for you

As per draft guidelines disclosed on Wednesday, IRDAI said this standard product shall have the basic mandatory covers and shall be uniform across the market

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Personal accident cover for owner writer
September 26, 2018
IRDA fixes minimum Rs 15 lakh personal accident cover for owner/driver

Enhancing the personal accident cover for car insurance to Rs 15 lakh is a step in the right direction

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March 31, 2018
IRDAI cuts rates on third party auto premiums for FY18-19

The IRDAI has released rates on third-party auto premiums for FY 18-19. Rates have been cut in key categories

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February 27, 2018
Delhi HC rules genetic disorders cannot be excluded from health insurance

The Delhi High Court has ruled that clauses in health insurance contracts excluding genetic disorders are unconstitutional

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February 8, 2018
All about E-Insurance; store your policies in digital form in repositories

The e-insurance account helps you store all your policies in a single place like an insurance repository

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