Do you still need to link your Aadhar number? A status update

PAN Card

The Central Board of Direct Taxes has on Tuesday extended the deadline for linking Aadhaar with PAN id to June 30. Earlier the last date was March 31. This is a fourth extension given by the government for individuals to link their PAN with their biometric ID. The earlier deadlines for linking Aadhaar with PAN were July 31, August 31 and December 31, 2017, and March 31 this year being the previous deadline.

Bank Accounts

Aadhaar linkage for these instruments has been explicitly suspended by the Supreme Court judgment itself on 13th March. You do not need to link your Aadhaar number to these until the court pronounces its final judgment in the Aadhaar case. This been officially acknowledged by the UIDAI. However, you need Aadhaar number when you open a new account.

Mutual Funds

The original deadline for mutual fund linkage was December 31st, 2017. Several mutual funds have taken a dual position. They are allowing existing investors to continue without linking their Aadhaar accounts but have made Aadhaar linkage compulsory for new investors.


An email clarification from NSDL eGovernance, a Central Record-keeping Agency in the NPS has confirmed that NPS subscribers do not need to link their Aadhaar numbers with NPS accounts until final judgment is delivered by the Supreme Court.


An official notification by the IRDAI (Insurance Regulatory and Development Authority of India) has clarified that insurance policies do not need to be linked to Aadhaar numbers until final judgment is pronounced by the Supreme Court

EPF (Employees’ Provident Fund)

The Employees’ Provident Fund Organisation (EPFO) has declared that new employees do not need to have Aadhaar numbers to be part of the EPF scheme. Such employees will have to give a declaration in writing, stating that they do not have an Aadhaar number.

However, it has made the quoting of Aadhaar numbers compulsory while making claims for withdrawals under the EPF scheme from 1st Feb 2017. The status of this requirement, in light of the Supreme Court decision, is unclear.

Also Read

How To Link Your Aadhaar To Your Mutual Funds; Deadline March 31

Supreme Court: Aadhaar Linking Not Required Till It Disposes Of Cases

Neil Borate

Neil Borate is Deputy Editor, RupeeIQ. He can be contacted at