8 popular co-branded credit cards you may find useful

Love discounts, cashbacks and reward points every time you make a purchase? Here is a list of popular co-branded credit cards you could lay your hands on

Kavya Balaji Nov 18, 2019

Popular cobranded credit cardsLove discounts, cashbacks and reward points every time you shop? Then, you will love co-branded credit cards. These are cards that help you save money at your favourite retailer. If you are convinced and are looking for the best co-branded cards, then here’s the list of the most popular cards.

Additional read: Co-Branded Credit Cards Offer Exclusive Privileges And Offers; What You Need To Know Before Getting One.

ICICI Bank Amazon Pay Credit Card

Are you an Amazon.in loyalist? Then, this card will be your perfect partner. You can get a 5% cashback on Amazon.in if you are an Amazon Prime customer. Even non-Amazon Prime customers earn 3% cashback for spends on Amazon.in. Cashback will be credited to your Amazon Pay balance. The cashback will have no expiry date. You can use the earnings for purchasing products at Amazon.in and at 100+ partner merchants.

Welcome benefit – Amazon is offering a Rs 500 instant cashback for Amazon Prime members who apply for this card. Non-Amazon Prime members get a cashback of Rs 400.
Other benefits – This card has no annual fees or joining fees. You can enjoy 2% cashback on 100+ Amazon Pay partner merchants using this card on Amazon Pay as payment method. You will get 1% cashback for all other spends. You get a fuel surcharge waiver of 1% every time you refuel. You can avail 15% savings on dining bills at over 2,500 restaurants across India through ICICI Bank’s Culinary Treats Programme.

IRCTC SBI Platinum Card

Love travelling by train? Then, you should look at this card. If you buy tickets through irctc.co.in for AC1, AC2. AC3 and AC Chair Car, you can earn up to 10% cashback as reward points. You can get 1 reward point for every Rs 125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in. 1 reward point will be equal to Re 1. Link your IRCTC SBI Card loyalty number with your irctc.co.in login id, to redeem your reward points.

Welcome benefit – You can get 350 activation bonus reward points on a single transaction of Rs 500 or more within 45 days of getting the card. You can earn Rs 100 cash back on your first ATM cash withdrawal within 30 days of receiving the card. Bonus reward points will be credited to the IRCTC SBI Platinum Card account within 45 days of the eligible transaction.

Other benefits – You can save 1.8% on the transaction charges if you book railway tickets on www.irctc.co.in. You can log on to irctc.co.in and avail exclusive travel privileges and book airline tickets with IRCTC at discounted prices. You get a 1% fuel surcharge waiver across all petrol pumps in India, on transactions of Rs 500 – Rs 3,000, exclusive of GST and other charges.

Kotak PVR Platinum Credit Card

This card is for all those movie buffs that love hitting the theatres. You get 24 free PVR movie tickets a year (maximum 2 per month) with this card if you spend Rs 10,000 every month on this card. You can use your card anywhere in India to get your free PVR movie tickets that will be available all year round.

Welcome benefit – You get one PVR voucher on your first card swipe after you receive the card.
Other benefits – Your card will be protected from unauthorised transactions if you lose it or if it is stolen. You can set the spend limit for your add-on card.

IndianOil Citi Platinum Fuel Credit Card

Who doesn’t love saving on fuel bills? This card will help you save plenty of money when you fill fuel at IndianOil petrol pumps. Get 4 Turbo points on Rs 150 of fuel purchases at authorised IndianOil pumps across the country. Redeem your Turbo points for free fuel at over 1200+ authorised IndianOil retail stores across the country. One Turbo Point gives you Re 1 of free fuel. You could also redeem your Turbo points instantly at select merchant outlets and online partners and for gift vouchers across major brands. There is no time limit for your Turbo points. So, you can accumulate them and redeem them.

Welcome benefit – You can have activation benefits worth Rs 250 once you use your card after it is issued.

Other benefits – You get 2 Turbo points on Rs 150 spent at grocery stores and supermarkets. You earn 1 Turbo point on Rs 150 spent elsewhere such as shopping, dining and more. With the Citi card, you can get up to 15% savings across participating restaurants. The annual fee on the card is waived off when you spend Rs  30,000 or more on your card in a membership year. However, if your annual spends are less than Rs 30,000 you may be charged an annual fee of Rs 1,000.

Axis Bank Vistara Signature Credit Card

Here’s another card for frequent flyers. This card gives customers a complimentary membership of the Vistara Silver Club. You get priority check-in and additional baggage allowance with the membership.

Welcome benefit – You can get a complimentary free economy ticket. You can get this offer every year if you renew the card.

Other benefits – You can get 4 Club Vistara points for very Rs 200 spent on the card. You can earn up to 4 complimentary premium economy tickets on achieving milestone spends. Avail complimentary lounge access at select airports in India. The card provides you with insurance benefits too.

RBL Movies & More Credit Card

Love those first day first shows? Then, try this card. You get up to 2 free movie tickets worth Rs 250 each at BookMyShow on monthly spends of Rs. 15,000. You get 1 free movie ticket up to Rs 250 at BookMyShow on monthly spends of Rs 10,000.

Welcome benefit – You get four movie tickets worth Rs 250 each at BookMyShow.
 The benefit worth Rs 1,000 will be redeemable in two transactions of Rs 500 each and maximum of two tickets in each transaction.
Other benefits – You earn 10 reward points for every Rs 100 spent at BookMyShow, Pizza Hut and KFC. You get 20 reward points for each Rs 100 spent on dining on Wednesdays. You can earn 1 reward point / Rs 100 on all your other purchases except fuel. You can avail fuel surcharge waiver (up to Rs 100) each month at any petrol pump in India. Fuel surcharge waiver is applicable for transactions from Rs 500 to Rs 4,000. You get 5,000 bonus reward points when the annual spends on your card cross Rs 2 lakh and avail additional 10,000 bonus reward points when the annual spends on your card are more than Rs 3.5 lakh.

HDFC Platinum Times Credit Card

This card is one of the most popular cards among millennials. This card provides discounts on movies, dining, entertainment and a lot more. You can avail around-the-year discount offers at participating movie and dining outlets in your city. The card gives you more than 600 dining offers across India. You could get discounts of up to 25% on movie bookings too.

Welcome benefit – You can get started with a range of gift vouchers for shopping, apparel, dining and many more categories. Visit www.hdfcbank.timescard.com to view the range of welcome offers.
Other benefits – You earn 3 reward points per Rs 150 spent on the card. You can avail 10 reward points per Rs 150 for dining spends on weekdays. If you spend Rs 2,50,000 using the card this year, your annual fee for next year will be waived. You can get a fuel surcharge waiver of 1% when you swipe the card at petrol pumps.

Axis Bank Miles & More World Credit Card

This card helps you make the most of your travel with unlimited award miles
 redeemable on over 37 Star Alliance member airlines including Air Canada, Lufthansa, Scandinavian Airlines, Thai Airways and United Airlines. The award miles have no expiry. You can redeem them any time.

Welcome benefit – You get 5,000 bonus award miles on card activation. You can avail two priority pass lounge visits anywhere in the world.
Other benefits – You can redeem the award miles to book flight tickets, accommodation, shopping or car rentals. You get four complimentary visits per quarter to select airport lounges. Get discounts of more than 15% at Axis Bank’s partner restaurants across India. You get a fuel surcharge waiver of 1% for transactions of Rs 400 – Rs 4,000 for filling fuel at any petrol pump in India. The card protects you when there are mishaps such as baggage losses, air accidents and card theft.

Additional read:

Top ICICI Bank Credit Cards

Top 8 Ultra-Luxury Credit Cards In India

Top Three Credit Cards In India Having Zero Annual Fees

Kavya Balaji

Kavya Balaji is a senior contributing writer with RupeeIQ. With more than 14 years of experience in the finance space, Kavya loves everything to do with personal finance. She feels financial literacy is important for every household and likes to stick to simple language for explaining personal finance stories. She is a consultant with investment management companies. In spare time, she reads murder mysteries.

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